Send us an email

701-223-7730

Make A Payment

Legal

Terms of Use

Last Updated – September 2026

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE.

Credit Bureau of Bismarck Inc. (“Credit Bureau of Bismarck,” “we,” “us,” or “our”) provides this website and any website-related services (collectively, the “Site”) subject to your compliance with the terms and conditions set forth in these Terms of Use (the “Agreement”).

This Agreement governs the relationship between Credit Bureau of Bismarck Inc. and you, the Site visitor or user, with respect to your access to and use of the Site. It is important that you carefully read and understand the terms and conditions of this Agreement.

BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THIS AGREEMENT. If you do not agree to these terms and conditions, you must not use the Site.

We may, at any time and at our sole discretion, revise or otherwise update this Agreement by posting an amended Agreement on the Site. Any changes will become effective upon posting unless otherwise stated. Please review this page periodically for changes. You can determine whether this Agreement has been updated by reviewing the “Last Updated” date at the top of this page. Your continued use of the Site following the posting of an updated Agreement constitutes your acceptance of the updated Agreement.

We reserve the right, at any time, to modify, suspend, or discontinue, temporarily or permanently, the Site or any part of the Site without notice. You agree that Credit Bureau of Bismarck Inc. will not be liable to you or any third party for any modification, suspension, or discontinuance of the Site or any Materials (as defined below).

If you have questions about this Agreement, please contact Credit Bureau of Bismarck Inc. using the contact information provided on this Site.

1. Important Notices

We make information and materials available through the Site (collectively, the “Materials”) for general informational purposes only. The Materials are general in nature and may not apply to your particular circumstances.

Unsolicited emails, messages, or other information sent to us do not create a contractual, fiduciary, attorney-client, or other relationship with Credit Bureau of Bismarck Inc. Such communications may not be considered confidential and may be used or disclosed in accordance with our Privacy Policy and applicable law.

2. Rules of Conduct

You agree to comply with all applicable federal, state, and local laws, rules, and regulations when accessing or using the Site or any Materials.

Your use of the Site is also conditioned upon your compliance with the following rules of conduct. You agree not to:

  • Use the Site for any fraudulent, unlawful, or unauthorized purpose.
  • Impersonate any person or entity, including any employee, agent, or representative of Credit Bureau of Bismarck Inc.; falsely state or otherwise misrepresent your identity or affiliation with any person or entity; or falsely express or imply that Credit Bureau of Bismarck Inc. endorses any statement you make.
  • Interfere with, disrupt, damage, or impair the operation or security of the Site.
  • Transmit, upload, introduce, or otherwise make available any virus, worm, Trojan horse, malicious code, or other harmful or disruptive technology.
  • Restrict or inhibit another person from accessing or using the Site, including by hacking, disabling, overloading, or defacing any portion of the Site.
  • Interfere with or violate another Site visitor’s or user’s privacy or other legal rights, or harvest or collect personally identifiable information about Site visitors, users, employees, agents, or representatives without authorization.
  • Sell, resell, transfer, license, sublicense, or otherwise exploit access to the Site or Materials for commercial purposes without our prior written authorization.
  • Modify, adapt, translate, reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of any portion of the Site, except where such restriction is prohibited by applicable law.
  • Frame, mirror, reproduce, or otherwise incorporate all or any portion of the Site into another website or service without our prior written authorization.

3. Credit Bureau of Bismarck Inc. Proprietary Rights

You acknowledge and agree that the Site and Materials are and shall remain the property of Credit Bureau of Bismarck Inc., its affiliates, and/or its licensors and may be protected by copyright, trademark, trade secret, and other intellectual property or proprietary rights and laws.

Except as expressly authorized by Credit Bureau of Bismarck Inc., you may not copy, reproduce, distribute, transmit, display, perform, publish, modify, create derivative works from, sell, license, or otherwise exploit the Site or Materials.

Subject to your compliance with this Agreement, Credit Bureau of Bismarck Inc. grants you a limited, personal, revocable, non-exclusive, non-transferable, and non-sublicensable license to:

  1. Access and view the Site and Materials for your personal and lawful use; and
  2. Print reasonable portions of the Site for your personal, non-commercial use.

All trade names, trademarks, service marks, logos, and other branding displayed on the Site that are owned by Credit Bureau of Bismarck Inc. or its affiliates remain their respective property. Other trademarks, trade names, and service marks appearing on the Site are the property of their respective owners.

Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use a trademark, service mark, logo, or other intellectual property belonging to Credit Bureau of Bismarck Inc. or any third party without the applicable owner’s prior written permission.

4. SMS/Text Messaging Terms

By providing Credit Bureau of Bismarck Inc. with your mobile telephone number and opting in to receive text messages, you consent to receive recurring account-related text messages from Credit Bureau of Bismarck Inc. at the mobile number you provided. These messages may include payment reminders, account notifications, and other communications related to your account or services you have requested.

Message frequency may vary depending on your account and activity. Message and data rates may apply.

You may opt out of text messages at any time by replying STOP to a text message from Credit Bureau of Bismarck Inc. After opting out, you may receive a final text message confirming that you have been unsubscribed.

For assistance, reply HELP to a text message from Credit Bureau of Bismarck Inc. or contact us using the contact information provided on this Site.

Consent to receive text messages is not a condition of purchase or payment.

If your mobile device does not support MMS messaging, MMS messages may be delivered as SMS messages. Mobile carriers are not responsible for delayed or undelivered messages.

You are responsible for providing a valid mobile number and for notifying Credit Bureau of Bismarck Inc. if your mobile number changes. Your use of our text messaging services is also subject to our Privacy Policy.

5. Contact Us

Credit Bureau of Bismarck Inc.
4700 Ottawa St Suite C
Bismarck, ND 58503
701-223-7730
Email contact form