Credit Bureau of Bismarck, Inc. and Professional Check Services collectors are all ACA Certified and always follow legal and ethical collection practices.

• All accounts are worked the same no matter what the dollar amount is. We have many resources and a very large database to locate and contact debtors. When the first contact is made, we verify the information we have and obtain any new information from them at that time. We understand the first contact is the most important for a successful collection.
• Our discussion with the debtor is “Firm but respectful” to earn their trust.
• We work every account from the day it is received and follow through to the end whether we receive payment in full, make payment arrangements through postdated checks, automatic credit card payments or voluntary wage garnishments.
• When it is necessary we will take legal action through mandatory wage garnishment, attachment of property or the above payment arrangements.
• Whether the collection is for an account receivable or returned check, we use the same proven collection process for a successful collection.